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Financial Statement Analysis
This module covers the basics of financial statement analysis, including how to read and interpret financial statements, calculate key financial ratios, and use financial analysis tools to assess credit risk.
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Credit Risk Assessment
This module provides an in-depth look at the process of credit risk assessment, including how to evaluate the creditworthiness of borrowers, assess collateral and security, and evaluate the overall credit risk of a transaction.
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Industry Analysis
This module examines the specific characteristics of different industries and how they impact credit risk. Topics covered include industry trends and challenges, key industry-specific risks, and how to assess the creditworthiness of borrowers in different industries.
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Loan Structuring and Documentation
This module covers the basics of loan structuring and documentation, including how to structure credit transactions, draft loan agreements and security documents, and manage the legal and regulatory aspects of credit transactions.
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Legal and Regulatory Environment
This module provides an overview of the legal and regulatory environment that credit analysis professionals operate in. Topics covered include contract law, bankruptcy law, consumer protection laws, and regulatory requirements for credit transactions.
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Ethics and Professional Standards
This module focuses on the ethical and professional standards that credit analysis professionals are expected to adhere to. Topics covered include conflicts of interest, confidentiality, and professional conduct.
The certification program consists of a combination of online coursework, in-person training, and a final exam. Upon successful completion of the program, candidates are awarded the Certified Credit Analyst (CCA) designation, which is recognized as a mark of excellence in the credit analysis profession.
The Certified Credit Analyst (CCA) program covers a broad range of topics related to credit analysis. The following is an outline of the key concepts and principles covered in the program:
- Understanding financial statements
- Ratio analysis
- Cash flow analysis
- Forecasting financial statements
- Business valuation
- Credit risk analysis
- Counterparty risk analysis
- Industry risk analysis
- Country risk analysis
- Market risk analysis
- Credit rating agencies
- Rating methodology and criteria
- Rating process and timeline
- Credit rating interpretation and application
- Portfolio risk analysis and management
- Diversification and concentration
- Credit risk transfer and hedging
- Portfolio monitoring and reporting
- Code of ethics and conduct
- Professional standards and best practices
- Conflicts of interest and disclosure
- Legal and regulatory compliance